What does Highway Federal Credit Union do with your personal information? Rev 8/2021

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The type of personal information we collect and share depends on the product or service you have with us. This information can include:

• Social Security number and income

• Name and Date of Birth

• Account Balances and Payment History

• Credit History and Credit Scores

How?

All financial companies need to share members’ personal information to run their everyday business. In this section below, we list the reasons financial companies can share their members’ personal information; the reason Highway Federal Credit Union chooses to share and whether you can limit this sharing.

Reasons we can share your personal information

Does Highway FCU share?

Can you limit this sharing?

For our everyday business purposes

Such as to process your transactions, maintain your

account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes

To offer our products and services to you

Yes

No

For our affiliates’ everyday business purposes

Information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes

Information about your credit worthiness

No

N/A 

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

Yes

Yes

Who we are

Who is providing this notice

HIGHWAY FEDERAL CREDIT UNION

What we do

How does Highway Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with the federal law. These measures include computer safeguards and secured files and buildings.

How does Highway Federal Credit Union collect my personal information?

We collect your personal information, for example, when you open a new account, use your debit or credit card, deposit money or credit bureaus when you apply for a loan.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your credit worthiness

• affiliates from using your information to market to you

• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial or nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

Joint Marketing

A formal agreement between non-affiliated financial companies that, together, market financial products or services to you.

Other Important Information

To limit sharing call 570-602-7400 or mail the form below to:

Highway FCU
405 Laurel St
Hughestown, PA 18640.

If you are a new member, we can begin sharing your information (30) days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.

NAME
ADDRESS
ACCOUNT #
Mark any/all you want to limit:

• Do not share information about my creditworthiness with your affiliates for their everyday business purposes
• Do not allow your affiliates to use my personal information to market to me
• Do not share my personal information with non-affiliates to market their products and services to me