CHECKING
Share Draft
For your convenience, we offer a “Share Draft” account that provides members with the ability to write an unlimited number of “Share Drafts” (checks) from their account. Members may also request a Visa Debit Card that can be used for purchases and cash advances from this account. You may use your Visa Debit Card to make purchases or withdraw cash at any merchant or ATM anywhere that the “Visa Debit” logo is displayed. Direct Deposit and ACH transactions are also available with this account.
There is no no minimum balance requirement to open a share draft account. Unlike many banks, there is no minimum balance requirement in order to avoid a service charge on this account.
To reorder checks, simply click on the Check Reorders link.
TRUTH-IN-SAVINGS DISCLOSURE INFORMATION
| Share Draft Account Minimum Opening Deposit |
$5.00 |
| Minimum Balance to Avoid Service Charge | No Minimum |
| Balance Method | Average Daily Balance |
| Overdraft fee from savings acct | $5.00 |
| NSF Items | $25.00 |
| Check Photocopy | $3.00 |
| Stop Payment | $5.00 |
| Statement Copy | $1.00 / Page |
| Stop check series | $10.00 |
